PayKomcept Merchant solutions is a registered Minority owned and operated business that provides Credit Card processing services, POS systems, cash advance, ATM services amongst other solution base services to a spectrum of industries. Being a registered minority owned business we are providing an incentive for the qualified merchants to increase their Minority Spent. Paykoncept will be targeting the companies with Supplier Diversity programs. Beside targeting the companies and government agencies with supplier diversity program, we intent to create a referral relationship with smaller financial institutions, association, and trade organizations.